Car finance calculator

See the monthly cost before signing for the car.

Estimate hire purchase or PCP-style repayments by changing the vehicle price, deposit, term, rate and optional balloon payment.

Car finance estimate

Inputs

Currency

Shape the agreement

Adjust the car price, deposit, term, rate and final payment to estimate monthly finance costs.

Car price

Drag to test different vehicle prices.

Agreement term

months

4.0 years of monthly payments

APR

Annual percentage rate for the agreement.

Final payment

Set to £0 for hire purchase, or add a balloon payment for PCP-style finance.

Deposit

Deposit is £2,500 (10.0% of the car price).